Time Value - 11008 Words

TIME VALUE OF MONEY 1. If you were scheduled to receive Rs 100,000 five years hence, but you wish to sell your contract note for its present value, which type of compounding would you rather have the purchaser of your contract note to use to find the purchase price, 8 percent compounded: (a) (b) (c) (d) (e) Continuously Quarterly Semi-annually Annually None of the above 2. According to the rule of 69, the doubling period is equal to (a) (b) (c) (d) (e) 0.25 + (69/ Interest rate) 0.35 + (69/ Interest rate) 0.69 + (0.35/ Interest rate) 0.69 + (0.25 / Interest rate) None of the above 3. For a depositor, when the frequency of compounding is increased (a) (b) (c) (d) (e) Additional gains increase Additional gains dwindle Additional gains†¦show more content†¦All trades on NSE are guaranteed by: (a) (b) (c) (d) (e) SEBI NSDL NSCC CDSL None of the above 13. In respect of the sample shares, sensex reflects the movement of: (a) (b) (c) (d) (e) Average total market value of the floating stocks Average market value of the floating stocks times a fixed multiple Average capitalisation of the issued and paid up stocks Average aggregate market value of the subscribed stocks None of the above Formatted: Font color: Auto Formatted: Font color: Auto Formatted: Font color: Auto 14. The book value of a firm‟s equity is nothing but the book value of its assets minus the book value of its liabilities: a. True b. False 15. Market value of a firm has to be at least equal to its: (a) (b) (c) (d) (e) Book value Cash and bank balance Net asset value Lowest of the above None of the above 16. Intrinsic value of a security is its: (a) (b) (c) (d) (e) Market value Book value Economic value Resale value None of the above 5 KEY 1 (c) 12 (c) 2 (b) 13 (a) 3 (c) 14(a) 4 (e) 15(e) 5 (d) 16(c) 6 (d) 7 (c) 8 (e ) 9 (a) 10 (a) 11 (d) 6 RISK AND RETURN 1. Variance will always be (a) (b) (c) (d) (e) Positive Negative Variable Very high None of the above 2. A normal distribution is completely characterised by (a) (b) (c) (d) (e) Expected return and standard deviation Required return and variance Expected return andShow MoreRelatedTime Value of Money712 Words   |  3 Pageswill pay the bank over the life of the loan? $123,945.04 4. What is the effective rate of interest on a CD that has a nominal rate of 7.25 percent with interest compounded monthly? EAR = (1+.0725/12)^12 – 1 = 7.5% 5. What is the future value of $4,950 placed in a saving account for six years if the account pays 3%, compounded quarterly? PV = 4,950 N = 6 x 4 = 24 I =3/4 = .75% Pmt = - FV = $5,922.24 6. Your firm, Vandelay Industries, has just leased a $32,000 BMW for youRead MoreTime Value of Money3904 Words   |  16 PagesTime Value of Money Problems 1. What will a deposit of $4,500 at 10% compounded semiannually be worth if left in the bank for six years? a. $8,020.22 b. $7,959.55 c. $8,081.55 d. $8,181.55 2. What will a deposit of $4,500 at 7% annual interest be worth if left in the bank for nine years? a. $8,273.25 b. $8,385.78 c. $8,279.23 d. $7,723.25 3. What will a deposit of $4,500 at 12% compounded monthly be worth at the end of 10 years? a. $14,351.80 b. $14,851.80 c. $13,997.40 d. $14Read MoreTime Value of Money1028 Words   |  5 PagesAbstract The first steps toward understanding the relationship between the value of dollars today and that of dollars in the future is by looking at how funds invested will grow over time. This understanding will allow one to answer such questions as; how much should be invested today to produce a specified future sum of money? Time Value of Money In most cases, borrowing money is not free, unless it is a fiver for lunch from a friend. Interest is the cost of borrowing money. An interest rateRead MoreTime Value of Money1033 Words   |  5 PagesTime Value of Money (TVM), developed by Leonardo Fibonacci in 1202, is an important concept in financial management. It can be used to compare investment alternatives and to solve problems involving loans, mortgages, leases, savings, and annuities. TVM is based on the concept that a dollar today is worth more than a dollar in the future. That is mainly because money held today can be invested and earn interest. A key concept of TVM is that a single sum of money or a series of equal,Read MoreTime Value of Money Analysis1405 Words   |  6 Pages5-42 Integrated Case Time Value of Money Analysis. You have applied for a job with a local bank. As part of its evaluation process, you must take an examination on time value of money analysis covering the following questions: a. Draw time lines for (1) a $100 lump sum cash flow at the end of Year 2; (2) an ordinary annuity of $100 per year for 3 years; and (3) an uneven cash flow stream of -$50, $100, $75 and $50 at the end of Years 0 through 3. (1) 100 0 1 2 100 0 1 2 (2) Read MoreTime Value of Money Essay708 Words   |  3 PagesTime Value of Money Project Show all your work! Name _________________ 1. If Mrs. Beach wanted to invest a lump sum of money today to have $100,000 when she retired at 65 (she is 40 years old today) how much of a deposit would she have to make if the interest rate on the C.D. was 5%? a. What would Mrs. Beach have to deposit if she were to use high quality corporate bonds an earned an average rate of return of 7%. b. What would Mrs. Beach have to deposit if sheRead MoreTime Value2842 Words   |  12 PagesTime Value of Money Extra Problem Set 1 1. You are planning to retire in twenty years. Youll live ten years after retirement. You want to be able to draw out of your savings at the rate of $10,000 per year. How much would you have to pay in equal annual deposits until retirement to meet your objectives? Assume interest remains at 9%. [$1254]    2. You can deposit $4000 per year into an account that pays 12% interest. If you deposit such amounts for 15 years and start drawing money out ofRead MoreTime Value of Money2124 Words   |  9 PagesTime Value of Money: Simple Interest versus Compound Interest Outline I. Applications of Time Value of Money 1.1 Example One 1.2 Example Two 2. Interest 2.1 What is Interest? 2.2 Three Variables of Interest 1. Principal 2. Interest Rate 3. Time 2.3 Why is Interest Charged? 3. Simple Interest 3.1 What is Simple Interest? 3.2 Simple Interest Formula 4. Compound Interest 4.1 What is Compound Interest? 4.2 Compound Interest Formula Read MoreTime Value of Money967 Words   |  4 PagesTime Value of Money The time value of money relates to many activities and decision in the financial world. â€Å"Understanding the effective rate on a business loan, the mortgage payment in a real estate transaction, or the true return on an investment depends on understanding the time value of money† (Block, Hirt, 2005). The concept of time value of money helps determine how financial assets are valued and how investors establish the rates of return they demand. Many different types of companiesRead MoreFin U02A2 Time, Value and Money610 Words   |  3 PagesTIME VALUE OF MONEY: ANNUITY CASH FLOWS FIN u02a2 Would you rather have a savings account that paid interest compounded on a monthly basis, or one that compounded interest on an annual basis? Why? Compound interest arises when interest is added to the principal. Therefore, the interest that has been added also earns interest. This addition of interest to the principal is called compounding. If the savings account has $1,000 initial principal and 20% interest per year, the account will have a

The Main Difference Between Opera And Musical Theatre

When imagining opera one cannot help but picture the iconic pigtailed woman wearing the horned helmet and holding a spear. This image certainly is an element of opera (Bloom) yet the discipline holds much more. Since its origins in sixteenth century Italy (Parker) opera has been fundamental to the performing arts. By understanding its rich history as well as its contemporary trends arts administrators may continue to present this beloved art form to their audiences. The word opera, in its modern sense as a â€Å"composition in which poetry, dance, and music are combined†, was first used in 1639. Shortly following was the earliest documented English usage in 1648 (â€Å"Opera†). What is the major difference between opera and musical theatre? A famous composer named Stephen Sondheim has said that It s about the expectation of the audience. When it s on Broadway, people expect mediocre singing and good acting; when it s in an opera house, people expect mediocre acting and good singing† (qtd. In Leigh) The first composition called an opera was Dafne by Jacopo Peri and it was created around 1597. The composer was inspirited by Florentine humanists who were elite at that time. It is noteworthy that Dafne was trying to recreate the Greek drama, which is kind of recreating the characteristic of the Renaissance in a broader view (Parker). There are four main periods of opera history. In the Baroque period (1590-1750), there were two dominated composers named Jacopo Peri and ClaudioShow MoreRelatedEvolution of Opera: Greek Drama to Baroque Opera Essays870 Words   |  4 Pagesdefines opera in his text, A Short History of Opera, as â€Å"a drama in music: a dramatic action, exhibited on stage with scenery by actors in costume, the words conveyed entirely or for the most part by singing, and the whole sustained and amplified by orchestral music† (4). A literal translation of the word opera is simply work, and although the term opera was not coined until 1634, one of the first known operas was performed in 1597 (Grout 1). Grout explains that there are two types of opera. The firstRead MoreEssay on History of Broadway2227 Words   |  9 Pageson whether or not Broadway musicals are considered â€Å"serious† art forms. People feel that a musical can never be taken seriously if the character is always singin g sporadically, which is very unusual in real life. However, musicals have been around for quite some time now, many musicals are being adapted into major motion pictures, many children are raised on the famous Disney musical cartoons and everybody( whether they’ll admit it or not) has seen at least one musical in their lifetime and areRead MoreBroadway musicals: The Portrayal of Women through the Decades2571 Words   |  11 Pagesbuilt a theatre company at the Theatre on Nassau Street. A musical would show about once every weekend. The shows were very male based, and would commonly show a relationship between young boys and their fathers. Women were slowly integrated into Broadway, and as society changed its point of view on women, so did theatre. The first strictly female-based shows were released in the 1950’s. These musicals attracted more female-based audience members and ticket sales rose exponentially. Musicals suchRead MoreOratorio1724 Words   |  7 Pagesconcerning the genre of vocal music, religious music cannot be overlooked as well as the opera. In this age, not only liturgical music which is from the Middle Ages such as the Mass music and Magnificat, but peculiar music of baroques such oratorio and the church cantata were also invented, while there was antagonism between Catholic and Protestant. Even in the music for liturgical of the church, it tended to opera or a dramatic style. It was the feature of the Catholic Church music of the baroque periodRead MoreLegend Of Orpheus Comparison787 Words   |  4 Pagesrecognized stories. Many operas have been based on the Greek legend of Orpheus. The legend of Orpheus tells a story of the demigod musician whose songs conquer Hades itself with their beauty. The u se of music in the Greek legend serves the same purpose, as music does in operas, to show the power of music, and how it can change emotions, and how intertwined music and love is. This tale of love, a love so strong it can overcome death, shows how true passion can bring music to life. The Operas show that musicRead MoreQuestions On Ancient Greek Theatre1413 Words   |  6 PagesIntroduction to Theatre 14 December 2015 Take Home Final: Collection 3, Question 1~5 Question 1 The ancient Greek theatre was born with Greek’s belief of God in their festival. So at the beginning of its evolution it was only a worship ceremony in Greek society. Later the ancient Greek theatre was not built for the audience, but for the artist. It can reflect the partnership between the architect and the playwright and actors. Ancient Greek drama is the world’s oldest theatre and also theRead MoreComparing Folk Rock And Baroque Music1097 Words   |  5 Pagesa vital form of human expression. Whether capturing and conveying feelings of sorrow, rage, triumph, or love, its primary purpose has always been enthralling and resonating with its listeners. Over the years, the emergence of new technologies and musical tastes has brought the world rock and roll, pop, folk, country, techno, and many other widely varied styles of music, each of which presents its own meaning and interpretation of human emotion and the human experience. This paper will discuss theRea d MoreEssay on American Musicals2785 Words   |  12 PagesAmerican Musicals From the ‘American Dream’ to the ‘Rock-Opera’. 1950 to 1978 were the hopeless years for the musical. American musical theatre had been showing signs of exhaustion. This most seemingly illogical of genres carries its own ‘ideological project’. Before this, musicals not only demonstrated singing and dancing; they were about singing and dancing, explaining the importance of that experience. Not only did musicals give the most intense pleasure to their audience but also suppliedRead MoreThe Life Of Stephen Schwartz3330 Words   |  14 Pagesis a famous American composer, producer, and creator of music and film. Stephen Schwartz has been appointed as having one of the most significant careers in American musical theater for over four decades (Laird, 2014). With a degree in drama, Schwartz was first hired as a producer in his early years. Schwartz was interested in musical Theater since the early 1970’s when he was famous for three popular sh ows on Broadway; Godspell, Pippin, and The Magic Show (The Songwriters Hall of Fame). Stephen SchwartzRead MoreMedia Use and Consumption: Inside and Outside the Home Essay1463 Words   |  6 Pagesdominated the life and work outside of the home. In this essay I will discuss how media use and consumption in the home can be different to those in any other context. The role that gender can play in the living-room, and how difference in programs on the television can effect the difference in audiences, all while taking time and era into consideration as a factor. During the 1920s â€Å"other companies struggled to compete in the new radio market, and the basic characteristics of broadcasting industry emerged†

Moon Colonization Is Bad Free Essays

Moon Colonization July 20, 1989: President Bush uses the 20th anniversary of the first footsteps on the moon to declare that Americans should return, establish a permanent presence there, and go on to Mars (Hartmann). After Bush proposed this idea of creating a permanent colony on the moon to serve as a â€Å"pit stop† on the way to Mars, NASA took it as a mandate to start planning. This idea of moon colonies brought upon a mood that was not seen since the days of the Apollo missions. We will write a custom essay sample on Moon Colonization Is Bad or any similar topic only for you Order Now The possibilities of a moon colony are great. The problem of overcrowding could be solved. Taking millions of people (over a matter of time) to the moon would greatly reduce the Earth’s rapidly growing population. While the people are living there, industrial factories could be built, producing goods for further space exploration. Planetary Scientist for NASA, Alan Binder, says â€Å"†¦slowly but surely, the way our forefathers did in the New World, we’d build up an industrial capacity in space. The moon opens up the solar system. If you have industrial capacity to build from lunar materials, the moon could be a harbor. You could go there first, on your way to Mercury, Venus, or Mars. † This is all seems like a good idea, that is if it didn’t cost the nation an arm and a leg to implement. Also, due to lack of knowledge, we do not know the full effects of the moons one sixth gravity effect on the human body. Furthermore, the moons lack of an atmosphere, and harsh geological conditions, would not be so kind to the equipment set up to build this industrial franchise. Not only will the colonization of the moon be costly and inefficient, but also detrimental to human health and safety. For starters, building a spaceship that is capable of creating a force strong enough to escape the gravitational pull of the Earth, support the life of humans for days, and be able to come back down through Earths atmosphere, costs millions of dollars. The Space Shuttle Endeavour, the orbiter built to replace the Space Shuttle Challenger, cost approximately $1. 7 billion (NASA. gov). And a colony in space would need supplies due to the lack of resources on the moon. Shipping those supplies to the Space colony would cost a lot. The cost per pound into orbit was around $1000 during the years of the space shuttle program (Allen). Incorporate inflation, and you have a multi million dollar shipment of food, clothing, tools, etc. Once all the tools are shipped and ready to build, there would be the cost of actually constructing a factory or place to live. Rome (on Earth) was not built in a day; imagine trying to build a city in the extreme weather conditions of the moon, where gravity’s pull is one sixth that of the Earth. Building this colony requires a 30 year plan, costing $500 to $600 billion dollars (Guterl). Those prices alone make the Moon colony extremely costly and inefficient. Now let us say that this colony was built, and people did live there. What effect would it have on the human body, being in an environment where there is constant sunlight? Located at the Lunar North Pole, where all the water for farming is, there is constant sunlight, day in and day out. Prolonged human exposure to solar UV radiation may result in acute and chronic health effects on the skin, eye and immune system. Sunburn (erythema) is the best-known acute effect of excessive UV radiation exposure. Over the longer term, UV radiation induces degenerative changes in cells of the skin, fibrous tissue and blood vessels leading to premature skin aging, photodermatoses and actinic keratoses. Another long-term effect is an inflammatory reaction of the eye. In the most serious cases, skin cancer and cataracts can occur (World Health Organization). These statistics were taken on Earth, where we have an atmosphere to block most of the Sun’s harmful rays. In an environment where there is no atmosphere at all, the effects would be indescribable. After a year of exposure people would end up with 3rd degree sunburns, old wrinkly skin, and a bad case of cataracts. The conditions on the Moon are just not safe for any human. Another health factor is the effect of living in an environment where the gravity is one sixth that of the Earths. Exposure to weightlessness over month-long periods has been demonstrated to cause deterioration of physiological systems, such as loss of bone and muscle mass and a depressed immune system (Webster). Because this would obviously be a permanent residence for the people living there, they would be there much longer than a month. On average, people lose about 30 percent of their strength between ages 50 and 70, and another 30 percent of what’s left per decade after that. Generally, people lose about 1 percent of their lean muscle mass per year after age 40. After a year on the moon a humans bones and muscle mass would deteriorate so greatly that they would have the body of a weak elderly 85 year old. In addition to those health concerns Space travel weakens the body’s immune system and alters infectious diseases, making them more potent and resistant to antibiotics (Webster). Dr. Cheryl Nickerson, an associate professor in Tulane University’s department of microbiology and immunology, states, â€Å"It doesn’t take a rocket scientist to figure out that infectious disease could be a real show stopper in space flight, as we start sending people out on two- to three-year missions and colonizing the moon, it’s not a question of if an outbreak occurs but when. † Basically this moon colony could end up being eerily reminiscent of the black plague. After looking at all the facts, the colonization of the moon would put America and any other country who attempts to settle there, in hundreds of billions of dollars of debt. After it is set up, it would cost even more money to keep it up and running. The health effects from the low gravity would make permanent residency there not so permanent, because it would lead to death. When we live here on Earth, were surrounded by a wonderful, safe, UV absorbing, solar wind blocking, and sun flare reflecting atmosphere, as where the Moon doesn’t even have any sort of atmosphere to protect human beings. In reality colonizing the moon wouldn’t solve any problems on Earth, it would only cause more. How to cite Moon Colonization Is Bad, Papers

Interface Usability Assignment

Question: Discuss the advantages of using the thermostat in the smart home heating control panel. Answer: Introduction: The assignment focuses on the advantages of using the thermostat in the smart home heating control panel. It increases the convenience of maintaining temperature of the room by sitting at one place. The interface design which is used in the control panel helps the user to control the room temperature in more efficient way. Working of the Interface Design: The design of the smart home heating control panel is divided into three elements which are categorized as boiler, thermostat device or control panel and the applications which are installed in the system for enhancing the user interface ability such as smart watch application, wearable device application, use of laptop or tablet etc. The implementation of this design helps the user to control the panel even sitting far from the device by using the remote for managing the settings of the control panel. The innovation in the traditional design was that now the control panel can sense the temperature of the room and scheduled itself according to the user requirement in case when the user is unavailable and heat the room at optimum temperature before the arrival of the user. Reason for Choosing the Design: The reason for choosing this design in the smart home heating control panel was that it has thermostat which is used for presetting the user requirement. The other feature which supports its implementation is the controlling of the settings for room temperature by making use of the smarts devices like smart watches, smart phones, laptops, tablets and etc. Enhancement in the User Requirement: The implementation of the thermostat in smart home heating device makes the device flexible in controlling the temperature of the room. The maintenance of the system does not do any harm which makes it more convenient for installation. It also helps in fulfilling the user requirement of saving power consumption and money. Factors which influence the design: The factors which influence the implementation of thermostat in the design of smart home heating control panel are managing to keep an on every activity in absence of the user. It reduces the consumption of power which in turn helps in saves money. For the proper management of the system, an email reporting system can be very helpful, proper analyzing of the usage can be done, by using the remote device the temperature can be controlled from any corner of the room, and also reduction in the human error by the implementation of the automatic on / off system and the he advanced feature of setting on the vacation mode help the system to stop for particular passage of time. Reason behind using the thermostat in smart home heating system: The traditional system was facing the problem of single cable which is being replaced by wireless connection, control system which can be set by any corner of the room which is implemented by using the remote system, saving of power, automatic on and off system for reducing the chance of human error and many more requirements of user and system. Similar Interface Devices: Scottish power connect, Honeywell Evo-home, heat genius, Hive and Nest smart thermostat and E-On touch are some of the system which helps in developing the interface design which fulfills all the requirement of the user. Why it is best solution: The features like user interface, sensor detection, storage for data and settings, interface provided for communication, control logic system which helps in detecting on and off condition for the system and lastly reduces the consumption of power supply which in turn helps in saving the money. References: Roche, M. (2012). Literature Review on Smart Home (1st ed.). Cheng, J. (2013). A Survey on Smart Home Networking (1st ed.). Canada.